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Terms of Use & Regulatory Disclosures

Effective Date: December 22, 2025

  • Includes RIA disclosures and Form ADV cross-references

  • Includes IRS Circular 230 disclosure

  • Includes insurance and geographic (Florida & Pennsylvania) disclosures

  • Privacy Policy

  • Website Disclaimer

  • Cookie Policy

  • Social Media Disclaimer (important for investment adviser advertising compliance)


These policies are designed to align with SEC investment adviser advertising rules, state regulations in Florida and Pennsylvania, IRS Circular 230, and insurance regulatory standards.
For reference, the effective date on all policies should be December 22, 2025, and the contact email listed should be  anthony@razzanoconsulting.com.

1. Informational Use Only

Content on this website is for general informational purposes only and does not constitute tax, legal, investment, or insurance advice.

2. No Client or Fiduciary Relationship

Use of this website or submission of information does not establish a client, advisory, or fiduciary relationship. Such relationships are formed only through written agreements.

3. Investment Advisory Disclosure (RIA)

Razzano Consulting, LLC is a Registered Investment Advisor registered with the State of Florida and notice-filed or registered in Pennsylvania, as applicable.

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  • Registration does not imply a certain level of skill or training

  • Advisory services are offered only via written agreement

  • Investing involves risk, including possible loss of principal

  • Past performance is not indicative of future results

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Form ADV

Additional information about our advisory services, fees, and disciplinary history is available in our Form ADV Parts 2A and 2B, available upon request or via the SEC’s Investment Adviser Public Disclosure (IAPD) database.

4. No Guarantees

We do not guarantee tax outcomes, investment performance, or financial results.

5. Insurance Disclosure

Insurance products are offered only where properly licensed.

We do not offer variable annuities or variable life insurance products.

6. IRS Circular 230 Disclosure

Any U.S. tax advice on this website is not intended or written to be used for avoiding penalties under the Internal Revenue Code.

7. Geographic Scope

Services are offered only to residents of jurisdictions where properly registered or exempt, including Florida and Pennsylvania.

WEBSITE DISCLAIMER

This website is provided for informational purposes only.
Nothing on this site constitutes:

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  • Investment advice

  • Tax advice

  • Legal advice

  • An offer to buy or sell securities


All examples are hypothetical and educational in nature. Reliance on website content is at your own risk.

COOKIE POLICY

Effective Date: December 22, 2025


This website uses cookies and similar technologies to enhance user experience and analyze site traffic.


Cookies We Use:

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  • Functional cookies (site operation)

  • Analytics cookies (performance measurement)


You may disable cookies through your browser settings. Disabling cookies may affect site functionality.
We do not use cookies to sell personal data.

SOCIAL MEDIA DISCLAIMER

Content posted by Lakewood Ranch Tax Advisors or Razzano Consulting, LLC on social media platforms is provided for general informational purposes only.

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  • Social media content does not constitute personalized advice

  • Comments, likes, or shares are not endorsements

  • Testimonials or reviews do not guarantee future results

  • Direct messages do not establish a client relationship

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Investment advice is provided only through written advisory agreements. We do not discuss specific securities or client situations on public platforms.

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