Investment Advisory & Retirement Planning
Our Investment Advisory services are provided through Razzano Consulting, LLC, doing business as Razzano Investment Management, a Registered Investment Advisor. Services are offered pursuant to written advisory agreements and are designed to support long-term planning through disciplined, tax-aware investment guidance.
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Investment Advisory services may include portfolio review, asset allocation considerations, and retirement planning discussions appropriate to a client’s circumstances and objectives, within the scope of the advisory engagement.
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All Investment Advisory services are delivered through a secure, fully virtual process, including document sharing through a client portal and scheduled meetings conducted via Zoom.
Our approach emphasizes clarity, coordination, and a disciplined planning framework intended to support informed decision-making within the scope of the advisory engagement.
Focus Areas
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Portfolio review and asset allocation considerations
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Retirement income and distribution planning discussions
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Social Security and pension planning considerations
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Required Minimum Distribution (RMD) and inherited IRA guidance
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Ongoing monitoring and periodic review pursuant to advisory agreements
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Coordination with tax planning discussions, where appropriate
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Virtual meetings conducted as part of the advisory engagement
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Secure document access through a client portal
OUR PROCESS
Simple. Secure. Expert-Guided From Start to Finish.
At Lakewood Ranch Tax Advisors, we believe working with an advisor should be clear, modern, and well-defined. Our fully virtual process is designed to support efficiency, organization, and clear communication—guided by experienced professionals and a disciplined advisory approach.
1
Schedule Your Free 30-Minute Consultation
Everything begins when you click the Scheduling Link on our website.
Choose a time that works for you, and we’ll meet for an obligation-free, 30-minute Zoom consultation.
Purpose:
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Get to know each other
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Discuss goals and concerns
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Understand your tax or advisory needs
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Determine if we’re the right fit
This is a relaxed conversation — no pressure, no obligation.
2
Engagement Letter
If you choose to move forward, we send a clear, detailed engagement letter that outlines:
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The scope of services we’ll provide
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Pricing (if applicable)
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Expectations and timelines
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What we’ll need from you
This ensures full transparency and alignment before any work begins.
3
Secure Client Portal Setup
Once the engagement is signed, you’ll receive access to your secure client portal, where you can:
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Upload necessary documents
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Access updates and reports
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Communicate securely with us
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Track the progress of your engagement
The portal is designed to help keep information organized and securely managed throughout the engagement.
4
Personalized Assessment
After receiving your documents, we perform a thorough assessment tailored to your specific situation—whether tax preparation, advisory, investment planning, or retirement planning. This step allows us to evaluate relevant information and determine the appropriate scope and next steps within the engagement.
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From there, we carry out the agreed-upon services and review results together to discuss potential next steps.
5
Advisory & Service Fulfillment
We then begin working through the agreed-upon services, which may include:
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Tax preparation
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Tax advisory
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Investment advisory (RIA)
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Retirement income strategy
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Annuity & protection planning
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Small business advisory & payroll
All meetings are held via Zoom, and all signatures are completed through DocuSign for maximum simplicity and convenience.
6
Review, Deliver, and Plan Forward
Once the engagement is complete, we meet again to:
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Review results
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Provide recommendations
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Plan ahead for future tax years or financial goals
Our goal is to deliver clarity and confidence, not complexity.
7
Earned Trust → Referrals
We aim to perform so well that you feel compelled to share your experience with:
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Friends
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Family
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Neighbors
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Colleagues
Exceptional service is how our firm grows — and we treat every client relationship with the care that standard demands.